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Division of Insurance - About Us
What can the South Dakota Division of Insurance do for me?
Division of Insurance Website Disclaimer
South Dakota Codified Law and Administrative Rules
Our Mission
The mission of the Division of Insurance is to protect the public and make insurance available and affordable by efficiently providing quality assistance, providing fair regulation for industry, and promoting a healthy, competitive insurance market.
Who We Regulate
Under Title 58, the Insurance Code, and supporting administrative rules, the Division regulates and monitors insurance companies, various associated insurance industry entities and insurance agents who are conducting business in South Dakota. This regulatory oversight ensures all entities are properly licensed and/or registered in our state and operating in compliance with state laws and rules.
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What can the South Dakota Division of Insurance do for me?
The Division of Insurance can:
- Provide resources to consumer information about various insurance topics and issues to aid in making the best possible decision about insurance coverage
- Assist with questions or complaints about your insurance company or insurance agent.
- Provide resources to access companies or agents licensed to sell insurance in South Dakota.
- Provide direction in accessing company-specific information including licensing, key financial data, rating and aggregate complaint information.
- Provide resources to companies about licensing and filing requirements in South Dakota.
- Facilitate the external review process for health claims by an Independent Review Organization (IRO)
The Division cannot:
- Act as your lawyer, give you legal advice, or resolve disputes that are in litigation
- Recommend insurance companies or products
- Resolve a dispute when the only evidence is your word against the word of the company or agent
- Force a company to provide your requested solution if no laws have been broken - even if you believe the company or agent has not been fair.
- Make medical judgments or require a company to pay for services determined to not be "medically necessary." For all health claims, you must follow your plan's appeal process.
- Handle problems with a health plan that is self-funded by an employer, issued in another state, or involves a governmental plan such as Tricare, Medicare, or the Federal Employee Benefit Plan.
- Provide financial assistance for Federal Marketplace policies or force the Federal Marketplace to change their decisions.
Division of Insurance Website Disclaimer
This website is maintained by the South Dakota Department of Labor and Regulation Division of Insurance staff. Reasonable efforts have been made to ensure that information included is complete, accurate and timely. The information provided on this website is provided as a courtesy and should in no way be considered legal advice. For specific information about your legal rights, please consult an attorney. The Division is not liable for any inaccurate or non-current information nor any sites linked to from this website and assumes no responsibility for the use of the information provided.
This website offers links to government and insurance-related websites created and maintained by public and private entities. The Division has no control over linked sites and cannot be held responsible for material found on these sites. A link to another website does not mean the site is endorsed in any way by the Division.
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South Dakota Codified Law (SDCL) and Administrative Rules (ARSD)
This website references South Dakota Codified Law (SDCL) and Administrative Rules (ARSD). For the most recent, complete and official information on state codified law and rules, please refer to the South Dakota Legislative Research Council website.
Contact Us
Have questions, comments, or concerns? Contact the Division of Insurance for assistance.
By Regular Mail
South Dakota Division of Insurance
124 South Euclid Avenue, 2nd Floor
Pierre, SD 57501
By Email
Send message to: sdinsurance@state.sd.us
By Phone
Call 605.773.3563
By Fax
Fax to 605.773.5369