Marcia Hultman

Cabinet Secretary

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Division of Insurance - Small Employers

Health Insurance for Small Employers

Provided you have a sufficient number of employees who will participate (normally 75%, excluding those who are covered elsewhere) and willing to contribute part of the premium (normally 50% or more), then you have access to any health insurance policy offered to you by any company in the small employer market. The insurance companies can not turn down a small employer due to health status of those who would be covered under the policy.

Shopping for Insurance Coverage

Small Employers Frequently Asked Questions on Health Insurance and Related Additional Information

Other Useful Links

(external links)

Small Business Health Options Program (SHOP) -

U.S. Department of Labor - Employee Benefits Security Administration

Internal Revenue Service

Contact the Division of Insurance