Lines of Authority
South Dakota has adopted the Major Lines of Authority contained in the National Association of Insurance Commissioners (NAIC) Producer Licensing Model Act. Therefore, we have eliminated many miscellaneous lines of authority and combined them with the Major Lines of Authority. The Major Lines of Authority are now property, casualty, life, crop, accident and health or sickness, variable, limited line insurance and personal lines.
Under our licensing laws, the Director has authority to issue a line of authority to a non-resident producer that is not currently offered by our state but only if a license is required for that line of authority. For example, if you are a resident producer of Arkansas and currently hold a license to sell mobile home physical damage insurance in your home state and apply for that same line of authority in South Dakota as a non-resident producer, we will either issue you that line of authority or simply issue you the property line of authority.