Marcia Hultman

Cabinet Secretary

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Division of Insurance - COBRA

When is a COBRA qualifying event notice required?

A group health plan is not required to act until it receives appropriate notice of a qualifying event. At that time the employer is required to notify the plan.

Group health plans are required to have procedures for how the covered employee or one of the qualified beneficiaries can provide notice of these types of qualifying events.

  • Must give 60 days after the qualifying event occurs to give notice.
  • The notice procedures must describe how and to whom notice should be given and what information must be included in the qualifying event notice.

If a group health plan does not have a reasonable procedure for how to provide these notices, qualified beneficiaries are permitted to give notice either written or oral to the person or unit that handles the employer's employee benefits matters.

If the plan is a multi-employer plan, notice can also be given to the joint board of trustees; and if the plan is administered by an insurance company, notice can be given to the insurance company.

Return to COBRA frequently asked questions

**Resources used and quoted information for this webpage obtained from the FAQs on COBRA Continuation Health Coverage and An Employer's Guide to Group Health Continuation Coverage Under COBRA as issued by the U.S. Department of Labor Employee Benefits Security Administration (EBSA).

If you still have questions on COBRA:

Contact the Division of Insurance