Marcia Hultman

Cabinet Secretary

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Division of Insurance - COBRA

What notices are employers required to provide to employees explaining COBRA rights?

Group health plans must provide covered employees and their families with specific notices explaining their COBRA rights.

The general notice must be provided to each employee and each spouse within the first 90 days of coverage and should include the following:

  • The name of the plan and the name, address and telephone number of someone whom the employee and spouse can contact for more information on COBRA and the plan;
  • A general description of the continuation coverage provided under the plan;
  • An explanation of what qualified beneficiaries must do to notify the plan of qualifying events or disabilities;
  • An explanation of the importance of keeping the plan administrator informed of addresses of the participants and beneficiaries; and
  • A statement that the general notice does not fully describe COBRA or the plan and that more complete information is available from the plan administrator and in the summary plan description (SPD).

The U.S. Department of Labor has developed a model general notice single employer group health plans may use to satisfy this requirement.

Return to COBRA frequently asked questions

**Resources used and quoted information for this webpage obtained from the FAQs on COBRA Continuation Health Coverage and An Employer's Guide to Group Health Continuation Coverage Under COBRA as issued by the U.S. Department of Labor Employee Benefits Security Administration (EBSA).

If you still have questions on COBRA:

Contact the Division of Insurance